Products
As a full-service insurance solution provider, IMG offers a specialty suite of insurance products and portfolios that help you conduct business. These products are geared toward high-net-worth individuals, the primary demographic of your clients.
Our suite of insurance products includes:
- Individual Universal Life
- Survivorship Universal Life
- Interest Sensitive Whole Life
- Guaranteed Level Term
- Survivorship Term
- Single Premium Deferred Annuities
- Single Premium Immediate Annuities
We also offer our products in targeted portfolios:
- IMG Traditional Life Product Portfolio: Includes guaranteed level term, survivorship term, individual universal life, survivorship universal life, individual whole life and interest sensitive whole life.
- Traditional Life Services and Solutions: Includes spreadsheet capabilities, advanced sales proposals, table shaving, impaired risk underwriting, uninsurable opportunities and Non-Smoker Rates for Smokers in certain instances.
- Advanced Sales Product Portfolio: Includes 412(i), IRC Section 419 plans, IRA/Pension Rescue, premium financing and accounts receivable financing for medical professionals.
- IMG's Services and Solutions: Include proprietary sales concepts, estate planning consultation, business succession planning, executive benefits, asset protection for professionals, and the Policy Holder Protection Program.
