Policy Holder Review

Why Conduct a Personal Policy Review?

Life insurance may well be one of the largest assets in your client’s estate. Generally, it’s an asset that is not evaluated, reviewed or analyzed on a consistent and comprehensive basis. That being said, the insurance industry has undergone a transformation in the past decade. Lower mortality charges and other cost efficiencies have created new life insurance products that may provide a greater value for your client.

Conducting a personal policy review represents a great opportunity to visit with your clients. In addition to the numerous changes in the industry, interest rates have been historically low and the equity markets have performed below their historic norms. With all these changes, your client’s permanent life insurance coverage should be reviewed to make sure they are performing in a cost-efficient manner and have remained consistent in helping them achieve their overall planning goals and objectives.

A Personal Policy Review provides a great opportunity to meet with your clients to ensure their life insurance portfolios are current and on track to meet their objectives. IMG has a program that will help you walk through the Personal Policy Review process with ease. This program will help identify potential problems if your clients’ policies are not performing as anticipated. If the policies are not in line with the goals, we will help you identify several alternative solutions for your clients to consider.

Contact us today to learn more!